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Geripal: The Long Term Care Insurance Con Game

September 22nd, 2014 | Tags: | Posted in Blogs, Uncategorized | No Comments

“You are getting older, and are concerned about the costs of nursing homes and long term care.  So, you decide to get expensive long term care insurance to protect your family from these costs.  The policy will pay some of the cost of long term care if you develop cognitive or physical disability.  All you have to do is keep making payments on the policy until you have a need for services.  But make sure you make the payments.  If you don’t, your policy gets cancelled, you lose all the money you put into premiums, and you get nothing when you need the services you thought you were paying for.”

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